News
In an increasingly litigious society, most healthcare practitioners carry two types of liability insurance. One form, professional liability insurance, covers injuries that occur to patients during the course of treatment. The second type, comprehensive general liability coverage (CGL), insures liability claims related to slips and falls and similar injuries that occur on the property of a healthcare facility. In some instances, the applicable coverage is clear. Often times a grey area exists, however, in circumstances where patients suffer injuries that are akin to a premises liability injury, but which happen, arguably, during the course of medical treatment. "The question of which policy responds to a patient injury depends on the particular facts of each injury and has led to decisions by courts that appear, at first glance, to be inconsistent," says William Carter, a partner in the Insurance Coverage Practice of Washington, D.C.-based Carr Maloney P.C.. "Healthcare professionals would be wise to have both types of policies in place to respond to claims for injuries to their patients." Carter and his colleague James P. Steele have authored a ready-for-publication article that defines the professional liability and CGL policies and provides a recap and analysis of related court rulings. [05/15/2008]
Channel: Jaffe Legal News Service - Articles for Publication
| Copyright © 2004-2006 AskQ | Web Hosting by cHosting.com |